3rd party tax data: the cutting edge difference between lending success and failure It’s a source of frustration for lenders and small businesses alike — a lack of credit data …

Risk management is at the core of banking, but what does the rise of big data do to the practice of credit risk management of lenders? At Tax Guard, we …

Synthetic identity fraud is one of the most significant and problematic threats facing commercial lenders today. According to the U.S. Federal Trade Commission, it’s the fastest-growing and hardest-to-detect form of identity theft. …

As the U.S. economy prepares to enter the 10th year of the current economic expansion, memories of the Great Recession are fading. Buoyed by stable interest rates, small and medium-sized …

The saying “knowledge is power” is not wasted on credit risk professionals. For the most successful non-bank alternative lenders, the wellspring of knowledge is rooted in their data  – but …

Lenders frequently ask about the differences between a limited liability company’s (LLC’s) tax consequences and its exposure to liability. The question usually takes the following form: “I have a client …

Sometimes what’s not revealed by the storyteller is the most important part of a story. Ernest Hemingway, the great American author, made famous what he called the “Iceberg Theory”, also known as …

To wrap up our blog series on commercial lending fraud, we’ve invited one of our clients, Kimberly Winters, VP, Underwriting at Triumph Business Capital, to participate in a Q&A session …

In our previous post, “The Art and Science of Sniffing out Fraud”, we discussed the distinction between those business loan applicants that are committing large-scale, criminal fraud and those that …

Art and science are both skills that a commercial lending underwriter takes to work every day. With responsibility for reducing lender risk and exposure, they are on the frontlines verifying …

In our previous posts on the 45-Day Rule, we touched on what you need to understand about the 45-Day rule itself and walked through a typical funding scenario where the …

After reading our previous blog post, “Five Key Things to Understand About the 45-Day Rule,” you should have a good idea as to how the IRS’s 45-day rule works.  In …